I've used an FZ20 [very similar] and agree you'd find it easier with a DSLR. If you're on a tight budget and thinking second hand, a Nikon D70 or D50 would be a good buy. I've used both and found them better than the equivalent Canons in terms of speed/buffer. If buying new then there's little difference between any of the current models - best to try and handle them all.
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