The best thing is to actually handle all the cameras available which fit whatever is your most important spec - it sounds like this is probably price in your case. Pick whichever feels best in your hand. You can debate the pros and cons on paper ad nauseum, but however good the spec, if you dont like using it, the camera wont be used.
If this is your first camera, you will at some point probably want something 'better' - but it is hard to know what you will want out of the next camera until you have been taking photos for a while and know what you want to achieve in more detail.
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