I used to use independant professional insurers for my camera equipment, that is until the amount they wanted to charge for what was in effect minimal cover went through the roof. I contacted my home insurance company and told them what I was looking for, the result was I beacame fully insured for all my photo equipment including Nikon 500 f4, projectors, laptop, new for old, at home or abroad, theft from car etc, and my home premium only went up by £17 a year. Try your household insurers first, tell them exactly what you need cover for, you may be pleasantly surprised.
nirofo.
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