LOL, I don't dive into anything. I usually try to get my feet wet first and then wade for quite awhile

so that is why I was planning on going ahead and getting the camera with either of the two lens mentioned and just spend time learning the camera and its options. I suspected that I would be going for the 400mm lens before long and hopefully a lens with AF. I suspect that this setup will run me close to 1800 to 2000. At least that's what I am hoping for and I hope you don't tell me I am dreaming with this monetary expectation. The long lens does not specifically have to be nikon.