Jane, I don't know what editing software you use but most have the ability to make your own templates, just put up a blank page ( open an image and select new and the page size you want) and divide it using the "guides" into the number of images you want on the page. It works best with "rulers" turned on to get accuracy. This is using PS or elements. If you need borders you can get them from google images.
Furthermore it's free.
Charles.
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