Well If you wish to reset the PS to Factory default, The Best trick is Press Alt+Crt+Shift at the start of the program.It goes to default mode .Check out again.
Next it is a bit stupidity to me to suggeat that have you selected the mask mode of the Text(just in case, it is a "dotted T"),because that is the one time you wont see the text layer until and unless you cpoy and paste and give some bevellin g
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