Technical, firstly I'd like to say hello and welcome to WPF.
There's a lot more to a camera than what you can print on a spec sheet. How good is the lens design? How noisy is the sensor? How well has the item been designed to cope with being dropped etc? How long (age/number of chage cycles) will the battery last before it doesn't hold its charge? What level of after sales support can you expect if it goes wrong? How well designed is the user interface? All these things cost money, but cannot be quantified on a spec sheet.
To answer your specific questions:
1) Why has the cheaper camera got a faster shutter speed? Because the manufacturer thought it would be a good selling point on a spec sheet and decided to cut costs elsewhere to achieve this figure.
2) Why has the cheaper camera got a faster aperture? Because the manufacturer thought it would be a good selling point on a spec sheet and decided to cut costs elsewhere to achieve this figure.
The camera that is right for you is the one that YOU get on best with. It may be the cheap one, it may be the expensive one. Only you can make that choice.
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